Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 154,720,000 | 151,597,000 | 151,928,000 | 153,508,000 |
| Total loans | 95,612,000 | 93,766,000 | 98,534,000 | 103,665,000 |
| Allowance for loan losses | 1,122,000 | 1,223,000 | 1,284,000 | 1,394,000 |
| Securities available for sale | 34,899,000 | 33,676,000 | 24,603,000 | 21,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,406,000 | 125,801,000 | 126,085,000 | 127,711,000 |
| Interest-bearing deposits | 116,027,000 | 111,341,000 | 111,205,000 | 111,163,000 |
| Noninterest-bearing deposits | 15,379,000 | 14,460,000 | 14,880,000 | 16,548,000 |
| Equity capital | 14,569,000 | 14,538,000 | 14,663,000 | 14,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,546,000 | 3,822,000 | 5,087,000 |
| Interest expense | 230,000 | 468,000 | 718,000 | 963,000 |
| Net interest income | 1,062,000 | 2,078,000 | 3,104,000 | 4,124,000 |
| Noninterest income | 182,000 | 304,000 | 527,000 | 713,000 |
| Noninterest expense | 1,158,000 | 2,381,000 | 3,496,000 | 4,908,000 |
| Provision for loan losses | 30,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 117,000 | -38,000 | 126,000 | -141,000 |
| Income tax | -21,000 | -43,000 | -119,000 | -262,000 |
| Net income | 138,000 | 5,000 | 245,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,296,000 | 14,151,000 | 14,349,000 | 14,113,000 |
| Total capital | 15,418,000 | 15,374,000 | 15,633,000 | 15,474,000 |
| Risk-weighted assets | 102,114,000 | 100,172,000 | 103,136,000 | 108,757,000 |