Call reports 2015
STATE BANK — 2015
What STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,045,000 | 153,023,000 | 150,353,000 | 153,590,000 |
| Total loans | 86,264,000 | 87,962,000 | 87,904,000 | 93,355,000 |
| Allowance for loan losses | 1,227,000 | 1,293,000 | 1,516,000 | 1,462,000 |
| Securities available for sale | 36,377,000 | 36,992,000 | 38,093,000 | 38,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,629,000 | 137,649,000 | 135,257,000 | 130,432,000 |
| Interest-bearing deposits | 114,407,000 | 122,200,000 | 118,978,000 | 113,411,000 |
| Noninterest-bearing deposits | 15,222,000 | 15,449,000 | 16,279,000 | 17,021,000 |
| Equity capital | 14,119,000 | 14,049,000 | 14,272,000 | 14,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,415,000 | 3,661,000 | 4,903,000 |
| Interest expense | 241,000 | 480,000 | 713,000 | 934,000 |
| Net interest income | 979,000 | 1,935,000 | 2,948,000 | 3,969,000 |
| Noninterest income | 207,000 | 436,000 | 726,000 | 941,000 |
| Noninterest expense | 915,000 | 1,864,000 | 2,857,000 | 3,987,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 227,000 | 461,000 | 696,000 | 802,000 |
| Income tax | 18,000 | 83,000 | 128,000 | 118,000 |
| Net income | 209,000 | 378,000 | 568,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,879,000 | 14,033,000 | 14,209,000 | 14,212,000 |
| Total capital | 15,065,000 | 15,263,000 | 15,416,000 | 15,480,000 |
| Risk-weighted assets | 94,907,000 | 98,235,000 | 96,174,000 | 101,182,000 |