Call reports 2013
STATE BANK — 2013
What STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,923,000 | 134,388,000 | 132,355,000 | 131,456,000 |
| Total loans | 76,592,000 | 76,644,000 | 76,807,000 | 77,209,000 |
| Allowance for loan losses | 1,496,000 | 1,571,000 | 820,000 | 896,000 |
| Securities available for sale | 41,295,000 | 44,273,000 | 44,317,000 | 40,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,326,000 | 118,216,000 | 117,054,000 | 116,127,000 |
| Interest-bearing deposits | 105,785,000 | 106,636,000 | 105,737,000 | 102,971,000 |
| Noninterest-bearing deposits | 11,541,000 | 11,580,000 | 11,317,000 | 13,156,000 |
| Equity capital | 13,415,000 | 12,698,000 | 13,018,000 | 12,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,465,000 | 3,677,000 | 4,906,000 |
| Interest expense | 420,000 | 835,000 | 1,229,000 | 1,585,000 |
| Net interest income | 818,000 | 1,630,000 | 2,448,000 | 3,321,000 |
| Noninterest income | 266,000 | 506,000 | 707,000 | 919,000 |
| Noninterest expense | 800,000 | 1,644,000 | 2,425,000 | 3,317,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 209,000 | 342,000 | 570,000 | 744,000 |
| Income tax | 21,000 | 39,000 | 60,000 | 76,000 |
| Net income | 188,000 | 303,000 | 510,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,090,000 | 13,207,000 | 13,413,000 | 13,470,000 |
| Total capital | 14,069,000 | 14,371,000 | 14,233,000 | 14,366,000 |
| Risk-weighted assets | 92,044,000 | 92,701,000 | 92,755,000 | 92,422,000 |