Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 133,031,000 | 134,340,000 | 131,043,000 | 134,113,000 |
| Total loans | 73,748,000 | 77,159,000 | 76,515,000 | 77,387,000 |
| Allowance for loan losses | 1,307,000 | 1,340,000 | 1,387,000 | 1,441,000 |
| Securities available for sale | 39,619,000 | 42,121,000 | 42,239,000 | 39,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,613,000 | 115,498,000 | 114,245,000 | 117,464,000 |
| Interest-bearing deposits | 104,041,000 | 105,059,000 | 102,894,000 | 105,457,000 |
| Noninterest-bearing deposits | 10,572,000 | 10,439,000 | 11,351,000 | 12,007,000 |
| Equity capital | 12,711,000 | 13,175,000 | 13,582,000 | 13,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,636,000 | 3,953,000 | 5,248,000 |
| Interest expense | 491,000 | 979,000 | 1,444,000 | 1,885,000 |
| Net interest income | 823,000 | 1,657,000 | 2,509,000 | 3,363,000 |
| Noninterest income | 274,000 | 588,000 | 936,000 | 1,315,000 |
| Noninterest expense | 718,000 | 1,457,000 | 2,208,000 | 3,067,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 190,000 |
| Pretax income | 334,000 | 786,000 | 1,204,000 | 1,549,000 |
| Income tax | 76,000 | 199,000 | 314,000 | 400,000 |
| Net income | 258,000 | 587,000 | 890,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,335,000 | 12,664,000 | 12,967,000 | 12,903,000 |
| Total capital | 13,372,000 | 13,753,000 | 14,059,000 | 14,068,000 |
| Risk-weighted assets | 82,708,000 | 86,133,000 | 87,121,000 | 93,367,000 |