Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 130,414,000 | 130,966,000 | 129,358,000 | 128,649,000 |
| Total loans | 84,091,000 | 83,994,000 | 81,660,000 | 77,407,000 |
| Allowance for loan losses | 1,417,000 | 1,459,000 | 1,368,000 | 1,320,000 |
| Securities available for sale | 31,447,000 | 34,764,000 | 33,881,000 | 33,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,377,000 | 114,161,000 | 111,484,000 | 110,467,000 |
| Interest-bearing deposits | 104,422,000 | 104,006,000 | 100,831,000 | 99,875,000 |
| Noninterest-bearing deposits | 9,955,000 | 10,155,000 | 10,653,000 | 10,592,000 |
| Equity capital | 11,128,000 | 11,794,000 | 12,405,000 | 12,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,900,000 | 4,350,000 | 5,742,000 |
| Interest expense | 575,000 | 1,153,000 | 1,702,000 | 2,205,000 |
| Net interest income | 873,000 | 1,747,000 | 2,648,000 | 3,537,000 |
| Noninterest income | 190,000 | 410,000 | 651,000 | 954,000 |
| Noninterest expense | 728,000 | 1,473,000 | 2,198,000 | 3,032,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 323,000 | 627,000 | 1,037,000 | 1,350,000 |
| Income tax | 76,000 | 148,000 | 259,000 | 325,000 |
| Net income | 247,000 | 479,000 | 778,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,452,000 | 11,680,000 | 11,978,000 | 12,215,000 |
| Total capital | 12,668,000 | 12,871,000 | 13,151,000 | 13,289,000 |
| Risk-weighted assets | 96,347,000 | 95,044,000 | 92,845,000 | 84,878,000 |