Call reports 2010
STATE BANK — 2010
What STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,849,000 | 127,851,000 | 132,427,000 | 127,328,000 |
| Total loans | 89,037,000 | 89,545,000 | 88,543,000 | 85,941,000 |
| Allowance for loan losses | 1,420,000 | 1,392,000 | 1,376,000 | 1,390,000 |
| Securities available for sale | 24,017,000 | 23,611,000 | 24,958,000 | 26,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,278,000 | 108,923,000 | 113,480,000 | 111,164,000 |
| Interest-bearing deposits | 98,777,000 | 98,465,000 | 100,528,000 | 100,295,000 |
| Noninterest-bearing deposits | 10,501,000 | 10,458,000 | 12,952,000 | 10,869,000 |
| Equity capital | 9,569,000 | 10,802,000 | 11,245,000 | 10,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,016,000 | 4,545,000 | 6,045,000 |
| Interest expense | 746,000 | 1,474,000 | 2,146,000 | 2,769,000 |
| Net interest income | 732,000 | 1,542,000 | 2,399,000 | 3,276,000 |
| Noninterest income | 153,000 | 306,000 | 596,000 | 944,000 |
| Noninterest expense | 723,000 | 1,427,000 | 2,164,000 | 3,065,000 |
| Provision for loan losses | 63,000 | 126,000 | 156,000 | 186,000 |
| Pretax income | 145,000 | 341,000 | 721,000 | 1,015,000 |
| Income tax | 18,000 | 53,000 | 152,000 | 243,000 |
| Net income | 127,000 | 288,000 | 569,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,724,000 | 10,847,000 | 11,127,000 | 11,330,000 |
| Total capital | 10,941,000 | 12,057,000 | 12,258,000 | 12,543,000 |
| Risk-weighted assets | 97,172,000 | 95,891,000 | 96,867,000 | 96,801,000 |