Call reports 2009
STATE BANK — 2009
What STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 119,000,000 | 123,229,000 | 123,238,000 | 121,754,000 |
| Total loans | 76,403,000 | 78,665,000 | 85,946,000 | 89,563,000 |
| Allowance for loan losses | 659,000 | 1,349,000 | 1,380,000 | 1,389,000 |
| Securities available for sale | 31,070,000 | 32,072,000 | 27,819,000 | 19,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,791,000 | 103,030,000 | 103,295,000 | 104,205,000 |
| Interest-bearing deposits | 88,264,000 | 94,031,000 | 94,664,000 | 94,752,000 |
| Noninterest-bearing deposits | 8,527,000 | 8,999,000 | 8,631,000 | 9,453,000 |
| Equity capital | 9,986,000 | 9,505,000 | 9,941,000 | 9,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,892,000 | 4,434,000 | 5,952,000 |
| Interest expense | 827,000 | 1,695,000 | 2,565,000 | 3,373,000 |
| Net interest income | 624,000 | 1,197,000 | 1,869,000 | 2,579,000 |
| Noninterest income | 209,000 | 452,000 | 615,000 | 795,000 |
| Noninterest expense | 624,000 | 1,370,000 | 2,030,000 | 2,753,000 |
| Provision for loan losses | 36,000 | 804,000 | 843,000 | 1,341,000 |
| Pretax income | 173,000 | -509,000 | -307,000 | -639,000 |
| Income tax | 18,000 | -278,000 | -277,000 | -489,000 |
| Net income | 155,000 | -231,000 | -30,000 | -150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,992,000 | 9,589,000 | 9,786,000 | 9,664,000 |
| Total capital | 10,651,000 | 10,756,000 | 10,978,000 | 10,885,000 |
| Risk-weighted assets | 89,044,000 | 92,699,000 | 95,214,000 | 96,778,000 |