Call reports 2008
STATE BANK — 2008
What STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 101,681,000 | 103,349,000 | 105,971,000 | 113,097,000 |
| Total loans | 67,462,000 | 69,392,000 | 73,667,000 | 74,997,000 |
| Allowance for loan losses | 613,000 | 618,000 | 623,000 | 625,000 |
| Securities available for sale | 21,640,000 | 20,870,000 | 20,720,000 | 21,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,877,000 | 82,751,000 | 83,915,000 | 91,155,000 |
| Interest-bearing deposits | 74,870,000 | 74,413,000 | 73,254,000 | 82,695,000 |
| Noninterest-bearing deposits | 8,007,000 | 8,338,000 | 10,661,000 | 8,460,000 |
| Equity capital | 9,490,000 | 9,388,000 | 9,548,000 | 9,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,909,000 | 4,367,000 | 5,839,000 |
| Interest expense | 826,000 | 1,613,000 | 2,382,000 | 3,185,000 |
| Net interest income | 636,000 | 1,296,000 | 1,985,000 | 2,654,000 |
| Noninterest income | 103,000 | 257,000 | 377,000 | 513,000 |
| Noninterest expense | 559,000 | 1,127,000 | 1,707,000 | 2,354,000 |
| Provision for loan losses | 6,000 | 27,000 | 33,000 | 86,000 |
| Pretax income | 229,000 | 454,000 | 677,000 | 788,000 |
| Income tax | 48,000 | 98,000 | 146,000 | 145,000 |
| Net income | 181,000 | 356,000 | 531,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,479,000 | 9,655,000 | 9,831,000 | 9,837,000 |
| Total capital | 10,092,000 | 10,273,000 | 10,454,000 | 10,462,000 |
| Risk-weighted assets | 81,153,000 | 83,357,000 | 87,338,000 | 89,764,000 |