Call reports 2007
STATE BANK — 2007
What STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,314,000 | 95,960,000 | 103,016,000 | 100,496,000 |
| Total loans | 66,403,000 | 65,750,000 | 68,215,000 | 68,447,000 |
| Allowance for loan losses | 630,000 | 633,000 | 634,000 | 610,000 |
| Securities available for sale | 15,260,000 | 19,105,000 | 18,877,000 | 21,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,970,000 | 76,899,000 | 83,814,000 | 81,920,000 |
| Interest-bearing deposits | 70,808,000 | 69,130,000 | 74,355,000 | 73,533,000 |
| Noninterest-bearing deposits | 7,163,000 | 7,769,000 | 9,459,000 | 8,387,000 |
| Equity capital | 8,896,000 | 8,941,000 | 9,255,000 | 9,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,367,000 | 2,786,000 | 4,254,000 | 5,760,000 |
| Interest expense | 786,000 | 1,603,000 | 2,455,000 | 3,335,000 |
| Net interest income | 581,000 | 1,183,000 | 1,799,000 | 2,425,000 |
| Noninterest income | 105,000 | 215,000 | 316,000 | 437,000 |
| Noninterest expense | 506,000 | 1,027,000 | 1,531,000 | 2,133,000 |
| Provision for loan losses | 8,000 | 13,000 | 17,000 | 41,000 |
| Pretax income | 172,000 | 358,000 | 567,000 | 688,000 |
| Income tax | 35,000 | 71,000 | 118,000 | 125,000 |
| Net income | 137,000 | 287,000 | 449,000 | 563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,970,000 | 9,119,000 | 9,282,000 | 9,140,000 |
| Total capital | 9,600,000 | 9,752,000 | 9,916,000 | 9,750,000 |
| Risk-weighted assets | 69,333,000 | 67,818,000 | 74,238,000 | 79,425,000 |