Call reports 2006
STATE BANK — 2006
What STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,290,000 | 88,852,000 | 91,201,000 | 93,915,000 |
| Total loans | 60,143,000 | 62,854,000 | 64,188,000 | 66,047,000 |
| Allowance for loan losses | 597,000 | 594,000 | 597,000 | 602,000 |
| Securities available for sale | 16,646,000 | 16,451,000 | 16,157,000 | 15,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,904,000 | 68,319,000 | 70,491,000 | 73,336,000 |
| Interest-bearing deposits | 61,623,000 | 60,537,000 | 61,882,000 | 64,905,000 |
| Noninterest-bearing deposits | 7,280,000 | 7,781,000 | 8,609,000 | 8,431,000 |
| Equity capital | 8,301,000 | 8,381,000 | 8,691,000 | 8,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,314,000 | 3,571,000 | 4,886,000 |
| Interest expense | 535,000 | 1,111,000 | 1,753,000 | 2,481,000 |
| Net interest income | 594,000 | 1,203,000 | 1,818,000 | 2,405,000 |
| Noninterest income | 94,000 | 214,000 | 310,000 | 396,000 |
| Noninterest expense | 474,000 | 965,000 | 1,475,000 | 1,964,000 |
| Provision for loan losses | 3,000 | 8,000 | 12,000 | 17,000 |
| Pretax income | 211,000 | 444,000 | 641,000 | 820,000 |
| Income tax | 52,000 | 108,000 | 148,000 | 184,000 |
| Net income | 159,000 | 336,000 | 493,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,453,000 | 8,630,000 | 8,787,000 | 8,833,000 |
| Total capital | 9,050,000 | 9,224,000 | 9,384,000 | 9,435,000 |
| Risk-weighted assets | 62,202,000 | 65,461,000 | 66,835,000 | 68,932,000 |