Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,713,000 | 63,752,000 | 75,475,000 | 66,738,000 |
| Total loans | 45,252,000 | 46,875,000 | 47,142,000 | 47,669,000 |
| Allowance for loan losses | 448,000 | 452,000 | 461,000 | 481,000 |
| Securities available for sale | 9,984,000 | 10,080,000 | 10,940,000 | 10,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,311,000 | 53,094,000 | 63,510,000 | 53,714,000 |
| Interest-bearing deposits | 44,212,000 | 45,507,000 | 47,360,000 | 47,846,000 |
| Noninterest-bearing deposits | 6,099,000 | 7,587,000 | 16,150,000 | 5,868,000 |
| Equity capital | 6,055,000 | 6,276,000 | 6,507,000 | 6,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,929,000 | 2,911,000 | 3,895,000 |
| Interest expense | 462,000 | 909,000 | 1,374,000 | 1,825,000 |
| Net interest income | 495,000 | 1,020,000 | 1,537,000 | 2,070,000 |
| Noninterest income | 52,000 | 102,000 | 176,000 | 288,000 |
| Noninterest expense | 319,000 | 655,000 | 984,000 | 1,351,000 |
| Provision for loan losses | 3,000 | 6,000 | 15,000 | 18,000 |
| Pretax income | 225,000 | 461,000 | 714,000 | 989,000 |
| Income tax | 66,000 | 147,000 | 226,000 | 318,000 |
| Net income | 159,000 | 314,000 | 488,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,008,000 | 6,163,000 | 6,337,000 | 6,440,000 |
| Total capital | 6,456,000 | 6,615,000 | 6,798,000 | 6,921,000 |
| Risk-weighted assets | 37,811,000 | 40,327,000 | 43,462,000 | 43,017,000 |