Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,632,000 | 58,920,000 | 62,018,000 | 59,531,000 |
| Total loans | 46,959,000 | 45,002,000 | 44,310,000 | 43,745,000 |
| Allowance for loan losses | 453,000 | 453,000 | 444,000 | 444,000 |
| Securities available for sale | 8,026,000 | 8,319,000 | 9,068,000 | 9,652,000 |
| Securities held to maturity | 175,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,125,000 | 50,026,000 | 52,999,000 | 50,581,000 |
| Interest-bearing deposits | 46,421,000 | 45,293,000 | 45,401,000 | 44,804,000 |
| Noninterest-bearing deposits | 4,704,000 | 4,733,000 | 7,598,000 | 5,776,000 |
| Equity capital | 5,553,000 | 5,698,000 | 5,885,000 | 5,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,253,000 | 3,315,000 | 4,354,000 |
| Interest expense | 714,000 | 1,408,000 | 2,023,000 | 2,571,000 |
| Net interest income | 426,000 | 845,000 | 1,292,000 | 1,783,000 |
| Noninterest income | 55,000 | 120,000 | 193,000 | 256,000 |
| Noninterest expense | 307,000 | 615,000 | 926,000 | 1,257,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 167,000 | 343,000 | 552,000 | 775,000 |
| Income tax | 52,000 | 105,000 | 170,000 | 242,000 |
| Net income | 115,000 | 238,000 | 382,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,500,000 | 5,624,000 | 5,768,000 | 5,849,000 |
| Total capital | 5,953,000 | 6,077,000 | 6,212,000 | 6,293,000 |
| Risk-weighted assets | 37,583,000 | 36,918,000 | 37,347,000 | 36,675,000 |