Call reports 2022
ACCESSBANK TEXAS — 2022
What ACCESSBANK TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 587,981,000 | 549,110,000 |
| Total loans | 399,499,000 | 393,637,000 |
| Allowance for loan losses | 4,994,000 | 4,993,000 |
| Securities available for sale | 22,425,000 | 19,764,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 530,598,000 | 495,136,000 |
| Interest-bearing deposits | 363,168,000 | 326,554,000 |
| Noninterest-bearing deposits | 167,430,000 | 168,582,000 |
| Equity capital | 55,400,000 | 53,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 4,857,000 | 9,949,000 |
| Interest expense | 329,000 | 675,000 |
| Net interest income | 4,528,000 | 9,274,000 |
| Noninterest income | 321,000 | 656,000 |
| Noninterest expense | 3,266,000 | 10,314,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,583,000 | -384,000 |
| Income tax | 327,000 | 134,000 |
| Net income | 1,256,000 | -518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 55,646,000 | 53,894,000 |
| Total capital | 60,640,000 | 58,887,000 |
| Risk-weighted assets | 438,467,000 | 432,490,000 |