Call reports 2021
ACCESSBANK TEXAS — 2021
What ACCESSBANK TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 546,374,000 | 561,288,000 | 544,416,000 | 568,146,000 |
| Total loans | 415,577,000 | 417,973,000 | 408,911,000 | 411,947,000 |
| Allowance for loan losses | 6,136,000 | 6,083,000 | 6,180,000 | 6,170,000 |
| Securities available for sale | 31,897,000 | 31,517,000 | 28,582,000 | 25,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,857,000 | 507,110,000 | 489,222,000 | 511,014,000 |
| Interest-bearing deposits | 347,702,000 | 349,311,000 | 341,949,000 | 350,348,000 |
| Noninterest-bearing deposits | 145,155,000 | 157,799,000 | 147,273,000 | 160,666,000 |
| Equity capital | 51,715,000 | 52,785,000 | 53,609,000 | 54,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,091,000 | 10,632,000 | 15,721,000 | 20,846,000 |
| Interest expense | 599,000 | 1,125,000 | 1,532,000 | 1,866,000 |
| Net interest income | 4,492,000 | 9,507,000 | 14,189,000 | 18,980,000 |
| Noninterest income | 366,000 | 754,000 | 1,210,000 | 2,009,000 |
| Noninterest expense | 3,503,000 | 7,001,000 | 10,549,000 | 14,197,000 |
| Provision for loan losses | 530,000 | 1,025,000 | 1,520,000 | 1,520,000 |
| Pretax income | 825,000 | 2,235,000 | 3,330,000 | 5,272,000 |
| Income tax | 168,000 | 407,000 | 685,000 | 1,010,000 |
| Net income | 657,000 | 1,828,000 | 2,645,000 | 4,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,695,000 | 51,888,000 | 52,728,000 | 54,368,000 |
| Total capital | 55,874,000 | 57,290,000 | 57,995,000 | 59,853,000 |
| Risk-weighted assets | 413,387,000 | 431,441,000 | 420,454,000 | 438,082,000 |