Call reports 2020
ACCESSBANK TEXAS — 2020
What ACCESSBANK TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 457,001,000 | 501,322,000 | 504,486,000 | 503,278,000 |
| Total loans | 352,999,000 | 400,375,000 | 403,322,000 | 403,218,000 |
| Allowance for loan losses | 3,978,000 | 4,571,000 | 5,367,000 | 5,630,000 |
| Securities available for sale | 44,851,000 | 42,667,000 | 38,861,000 | 35,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,935,000 | 450,592,000 | 452,095,000 | 450,236,000 |
| Interest-bearing deposits | 309,431,000 | 318,089,000 | 326,673,000 | 327,193,000 |
| Noninterest-bearing deposits | 98,504,000 | 132,503,000 | 125,422,000 | 123,043,000 |
| Equity capital | 47,983,000 | 49,365,000 | 50,393,000 | 51,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,067,000 | 10,117,000 | 16,058,000 | 21,204,000 |
| Interest expense | 1,099,000 | 2,054,000 | 2,881,000 | 3,548,000 |
| Net interest income | 3,968,000 | 8,063,000 | 13,177,000 | 17,656,000 |
| Noninterest income | 409,000 | 1,007,000 | 1,308,000 | 1,628,000 |
| Noninterest expense | 3,552,000 | 7,081,000 | 10,417,000 | 13,947,000 |
| Provision for loan losses | 944,000 | 1,539,000 | 2,339,000 | 2,639,000 |
| Pretax income | -119,000 | 450,000 | 1,729,000 | 2,698,000 |
| Income tax | -28,000 | 87,000 | 353,000 | 553,000 |
| Net income | -91,000 | 363,000 | 1,376,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,711,000 | 48,188,000 | 49,222,000 | 50,016,000 |
| Total capital | 51,689,000 | 52,759,000 | 53,389,000 | 54,925,000 |
| Risk-weighted assets | 369,415,000 | 379,712,000 | 380,644,000 | 392,036,000 |