Call reports 2019
ACCESSBANK TEXAS — 2019
What ACCESSBANK TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 386,042,000 | 389,154,000 | 424,206,000 | 466,940,000 |
| Total loans | 273,946,000 | 286,745,000 | 319,417,000 | 329,004,000 |
| Allowance for loan losses | 3,652,000 | 3,797,000 | 4,017,000 | 4,932,000 |
| Securities available for sale | 55,921,000 | 53,843,000 | 50,849,000 | 47,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,336,000 | 350,240,000 | 383,646,000 | 417,304,000 |
| Interest-bearing deposits | 263,232,000 | 268,034,000 | 291,293,000 | 313,086,000 |
| Noninterest-bearing deposits | 85,105,000 | 82,206,000 | 92,353,000 | 104,218,000 |
| Equity capital | 36,480,000 | 37,467,000 | 37,873,000 | 48,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,223,000 | 8,719,000 | 13,436,000 | 18,283,000 |
| Interest expense | 916,000 | 1,912,000 | 2,982,000 | 4,150,000 |
| Net interest income | 3,307,000 | 6,807,000 | 10,454,000 | 14,133,000 |
| Noninterest income | 324,000 | 806,000 | 1,178,000 | 1,609,000 |
| Noninterest expense | 2,809,000 | 5,894,000 | 8,939,000 | 12,364,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 1,781,000 |
| Pretax income | 772,000 | 1,519,000 | 2,343,000 | 1,597,000 |
| Income tax | 157,000 | 310,000 | 479,000 | 240,000 |
| Net income | 615,000 | 1,209,000 | 1,864,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,008,000 | 37,274,000 | 37,576,000 | 47,780,000 |
| Total capital | 40,631,000 | 41,041,000 | 41,593,000 | 52,175,000 |
| Risk-weighted assets | 289,838,000 | 301,237,000 | 326,575,000 | 351,078,000 |