Call reports 2018
ACCESSBANK TEXAS — 2018
What ACCESSBANK TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 348,814,000 | 360,628,000 | 371,425,000 | 380,355,000 |
| Total loans | 258,750,000 | 271,377,000 | 273,575,000 | 280,313,000 |
| Allowance for loan losses | 2,925,000 | 3,368,000 | 3,592,000 | 3,593,000 |
| Securities available for sale | 67,330,000 | 63,743,000 | 60,090,000 | 57,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,744,000 | 318,500,000 | 336,183,000 | 343,524,000 |
| Interest-bearing deposits | 234,370,000 | 237,918,000 | 247,490,000 | 254,736,000 |
| Noninterest-bearing deposits | 71,374,000 | 80,582,000 | 88,693,000 | 88,788,000 |
| Equity capital | 33,314,000 | 33,575,000 | 34,113,000 | 35,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,596,000 | 7,456,000 | 11,452,000 | 15,641,000 |
| Interest expense | 598,000 | 1,266,000 | 1,986,000 | 2,797,000 |
| Net interest income | 2,998,000 | 6,190,000 | 9,466,000 | 12,844,000 |
| Noninterest income | 434,000 | 781,000 | 1,380,000 | 1,646,000 |
| Noninterest expense | 2,420,000 | 5,007,000 | 7,638,000 | 10,233,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,050,000 | 1,050,000 |
| Pretax income | 712,000 | 1,214,000 | 2,158,000 | 3,207,000 |
| Income tax | 143,000 | 244,000 | 436,000 | 646,000 |
| Net income | 569,000 | 970,000 | 1,722,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,306,000 | 34,932,000 | 35,709,000 | 36,570,000 |
| Total capital | 37,231,000 | 38,300,000 | 39,301,000 | 40,163,000 |
| Risk-weighted assets | 266,307,000 | 282,514,000 | 288,015,000 | 293,155,000 |