Call reports 2017
ACCESSBANK TEXAS — 2017
What ACCESSBANK TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 311,226,000 | 333,168,000 | 349,966,000 | 351,336,000 |
| Total loans | 242,623,000 | 240,738,000 | 240,319,000 | 242,015,000 |
| Allowance for loan losses | 2,148,000 | 2,452,000 | 3,063,000 | 2,615,000 |
| Securities available for sale | 37,768,000 | 62,082,000 | 67,575,000 | 71,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,429,000 | 298,228,000 | 315,107,000 | 316,846,000 |
| Interest-bearing deposits | 217,705,000 | 225,688,000 | 243,210,000 | 247,008,000 |
| Noninterest-bearing deposits | 59,724,000 | 72,540,000 | 71,897,000 | 69,838,000 |
| Equity capital | 33,357,000 | 33,948,000 | 34,209,000 | 33,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,193,000 | 6,350,000 | 9,752,000 | 13,358,000 |
| Interest expense | 412,000 | 872,000 | 1,382,000 | 1,927,000 |
| Net interest income | 2,781,000 | 5,478,000 | 8,370,000 | 11,431,000 |
| Noninterest income | 242,000 | 918,000 | 1,365,000 | 1,476,000 |
| Noninterest expense | 2,260,000 | 4,605,000 | 6,730,000 | 9,086,000 |
| Provision for loan losses | 75,000 | 350,000 | 950,000 | 1,015,000 |
| Pretax income | 688,000 | 1,441,000 | 2,055,000 | 2,806,000 |
| Income tax | 234,000 | 492,000 | 701,000 | 1,582,000 |
| Net income | 454,000 | 949,000 | 1,354,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,314,000 | 32,636,000 | 33,160,000 | 33,118,000 |
| Total capital | 34,462,000 | 35,088,000 | 36,130,000 | 35,733,000 |
| Risk-weighted assets | 229,613,000 | 231,758,000 | 236,992,000 | 248,132,000 |