Call reports 2014
ACCESSBANK TEXAS — 2014
What ACCESSBANK TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,885,000 | 133,350,000 | 134,243,000 | 139,557,000 |
| Total loans | 86,791,000 | 92,409,000 | 95,516,000 | 103,895,000 |
| Allowance for loan losses | 1,497,000 | 1,511,000 | 1,539,000 | 1,535,000 |
| Securities available for sale | 28,827,000 | 24,627,000 | 23,170,000 | 20,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,189,000 | 117,242,000 | 117,988,000 | 123,251,000 |
| Interest-bearing deposits | 96,769,000 | 103,608,000 | 104,041,000 | 107,366,000 |
| Noninterest-bearing deposits | 12,420,000 | 13,634,000 | 13,947,000 | 15,885,000 |
| Equity capital | 15,495,000 | 15,871,000 | 16,035,000 | 16,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,697,000 | 4,070,000 | 5,465,000 |
| Interest expense | 176,000 | 357,000 | 550,000 | 753,000 |
| Net interest income | 1,220,000 | 2,340,000 | 3,520,000 | 4,712,000 |
| Noninterest income | 67,000 | 124,000 | 177,000 | 230,000 |
| Noninterest expense | 1,069,000 | 2,183,000 | 3,296,000 | 4,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 280,000 | 400,000 | 632,000 |
| Income tax | 0 | -168,000 | -252,000 | -339,000 |
| Net income | 218,000 | 448,000 | 652,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,568,000 | 15,800,000 | 16,005,000 | 16,124,000 |
| Total capital | 16,622,000 | 16,923,000 | 17,168,000 | 17,371,000 |
| Risk-weighted assets | 84,254,000 | 89,484,000 | 92,706,000 | 99,466,000 |