Call reports 2013
ACCESSBANK TEXAS — 2013
What ACCESSBANK TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 125,102,000 | 129,836,000 | 130,339,000 | 124,181,000 |
| Total loans | 83,440,000 | 82,965,000 | 84,324,000 | 87,430,000 |
| Allowance for loan losses | 1,374,000 | 1,388,000 | 1,480,000 | 1,494,000 |
| Securities available for sale | 27,638,000 | 32,053,000 | 31,847,000 | 30,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,356,000 | 115,294,000 | 115,599,000 | 108,782,000 |
| Interest-bearing deposits | 101,586,000 | 102,804,000 | 101,843,000 | 97,245,000 |
| Noninterest-bearing deposits | 8,770,000 | 12,490,000 | 13,756,000 | 11,537,000 |
| Equity capital | 14,523,000 | 14,445,000 | 14,633,000 | 15,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,570,000 | 3,836,000 | 5,135,000 |
| Interest expense | 200,000 | 392,000 | 584,000 | 766,000 |
| Net interest income | 1,068,000 | 2,178,000 | 3,252,000 | 4,369,000 |
| Noninterest income | 98,000 | 147,000 | 454,000 | 606,000 |
| Noninterest expense | 960,000 | 1,980,000 | 3,103,000 | 4,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 345,000 | 603,000 | 584,000 |
| Income tax | 0 | 0 | -82,000 | -683,000 |
| Net income | 206,000 | 345,000 | 685,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,367,000 | 14,509,000 | 14,766,000 | 15,349,000 |
| Total capital | 15,429,000 | 15,551,000 | 15,815,000 | 16,408,000 |
| Risk-weighted assets | 84,298,000 | 82,998,000 | 83,458,000 | 84,652,000 |