Call reports 2012
ACCESSBANK TEXAS — 2012
What ACCESSBANK TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,568,000 | 119,574,000 | 120,543,000 | 123,048,000 |
| Total loans | 70,628,000 | 71,803,000 | 77,144,000 | 80,898,000 |
| Allowance for loan losses | 1,306,000 | 1,339,000 | 1,342,000 | 1,364,000 |
| Securities available for sale | 35,252,000 | 33,744,000 | 32,050,000 | 29,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,912,000 | 105,620,000 | 106,130,000 | 108,523,000 |
| Interest-bearing deposits | 89,360,000 | 95,139,000 | 94,466,000 | 98,621,000 |
| Noninterest-bearing deposits | 12,552,000 | 10,482,000 | 11,664,000 | 9,903,000 |
| Equity capital | 13,326,000 | 13,693,000 | 14,029,000 | 14,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,388,000 | 3,671,000 | 4,956,000 |
| Interest expense | 202,000 | 404,000 | 605,000 | 808,000 |
| Net interest income | 975,000 | 1,984,000 | 3,066,000 | 4,148,000 |
| Noninterest income | 55,000 | 155,000 | 239,000 | 626,000 |
| Noninterest expense | 1,071,000 | 2,122,000 | 3,167,000 | 4,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -26,000 | 33,000 | 154,000 | 411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -26,000 | 33,000 | 154,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,137,000 | 13,660,000 | 13,786,000 | 14,076,000 |
| Total capital | 13,995,000 | 14,559,000 | 14,723,000 | 15,090,000 |
| Risk-weighted assets | 67,669,000 | 71,364,000 | 76,371,000 | 80,753,000 |