Call reports 2011
ACCESSBANK TEXAS — 2011
What ACCESSBANK TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,791,000 | 108,595,000 | 108,648,000 | 107,192,000 |
| Total loans | 76,742,000 | 70,819,000 | 69,031,000 | 72,336,000 |
| Allowance for loan losses | 1,966,000 | 1,306,000 | 1,301,000 | 1,290,000 |
| Securities available for sale | 16,805,000 | 20,800,000 | 26,530,000 | 28,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,774,000 | 96,739,000 | 96,062,000 | 94,455,000 |
| Interest-bearing deposits | 85,741,000 | 83,629,000 | 85,051,000 | 82,655,000 |
| Noninterest-bearing deposits | 13,034,000 | 13,110,000 | 11,011,000 | 11,800,000 |
| Equity capital | 10,884,000 | 11,573,000 | 12,311,000 | 12,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,540,000 | 3,746,000 | 5,000,000 |
| Interest expense | 277,000 | 506,000 | 725,000 | 929,000 |
| Net interest income | 1,019,000 | 2,034,000 | 3,021,000 | 4,071,000 |
| Noninterest income | 86,000 | -141,000 | -74,000 | -13,000 |
| Noninterest expense | 1,154,000 | 2,447,000 | 3,516,000 | 4,729,000 |
| Provision for loan losses | 0 | -505,000 | -505,000 | -505,000 |
| Pretax income | -49,000 | 33,000 | 18,000 | -84,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -49,000 | 33,000 | 18,000 | -84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,837,000 | 11,451,000 | 12,099,000 | 12,072,000 |
| Total capital | 11,771,000 | 12,337,000 | 12,942,000 | 12,913,000 |
| Risk-weighted assets | 73,353,000 | 70,242,000 | 67,183,000 | 66,836,000 |