Call reports 2010
ACCESSBANK TEXAS — 2010
What ACCESSBANK TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,364,000 | 122,475,000 | 112,429,000 | 108,870,000 |
| Total loans | 105,108,000 | 97,373,000 | 88,995,000 | 81,914,000 |
| Allowance for loan losses | 1,444,000 | 1,506,000 | 2,264,000 | 2,272,000 |
| Securities available for sale | 6,426,000 | 5,958,000 | 5,540,000 | 4,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,560,000 | 113,013,000 | 104,853,000 | 101,891,000 |
| Interest-bearing deposits | 96,997,000 | 96,657,000 | 92,572,000 | 89,486,000 |
| Noninterest-bearing deposits | 13,562,000 | 16,356,000 | 12,281,000 | 12,405,000 |
| Equity capital | 9,657,000 | 9,228,000 | 7,446,000 | 6,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,760,000 | 3,433,000 | 4,946,000 | 6,418,000 |
| Interest expense | 502,000 | 971,000 | 1,390,000 | 1,741,000 |
| Net interest income | 1,258,000 | 2,462,000 | 3,556,000 | 4,677,000 |
| Noninterest income | 68,000 | 157,000 | 82,000 | 142,000 |
| Noninterest expense | 1,254,000 | 2,621,000 | 4,220,000 | 5,613,000 |
| Provision for loan losses | 95,000 | 782,000 | 2,024,000 | 2,339,000 |
| Pretax income | -23,000 | -671,000 | -2,493,000 | -3,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | -671,000 | -2,493,000 | -3,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,476,000 | 9,150,000 | 7,352,000 | 6,833,000 |
| Total capital | 10,677,000 | 10,364,000 | 8,430,000 | 7,840,000 |
| Risk-weighted assets | 96,267,000 | 96,847,000 | 84,605,000 | 79,285,000 |