Call reports 2009
ACCESSBANK TEXAS — 2009
What ACCESSBANK TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 71,834,000 | 86,821,000 | 103,949,000 | 112,946,000 |
| Total loans | 54,073,000 | 74,210,000 | 88,812,000 | 99,979,000 |
| Allowance for loan losses | 672,000 | 905,000 | 1,263,000 | 1,348,000 |
| Securities available for sale | 5,574,000 | 4,468,000 | 4,266,000 | 6,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,554,000 | 74,848,000 | 92,826,000 | 103,563,000 |
| Interest-bearing deposits | 52,126,000 | 65,404,000 | 82,566,000 | 89,990,000 |
| Noninterest-bearing deposits | 7,428,000 | 9,444,000 | 10,261,000 | 13,573,000 |
| Equity capital | 12,019,000 | 11,474,000 | 10,921,000 | 9,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 2,051,000 | 3,677,000 | 5,387,000 |
| Interest expense | 343,000 | 788,000 | 1,298,000 | 1,830,000 |
| Net interest income | 561,000 | 1,263,000 | 2,379,000 | 3,557,000 |
| Noninterest income | 43,000 | 94,000 | 147,000 | 199,000 |
| Noninterest expense | 827,000 | 1,877,000 | 3,014,000 | 4,975,000 |
| Provision for loan losses | 100,000 | 333,000 | 700,000 | 1,003,000 |
| Pretax income | -323,000 | -852,000 | -1,187,000 | -2,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -323,000 | -852,000 | -1,187,000 | -2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,883,000 | 11,400,000 | 10,787,000 | 9,047,000 |
| Total capital | 12,555,000 | 12,305,000 | 11,891,000 | 10,281,000 |
| Risk-weighted assets | 58,562,000 | 76,564,000 | 88,128,000 | 98,570,000 |