Call reports 2025
BANK OF ONTARIO — 2025
What BANK OF ONTARIO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,295,000 | 81,815,000 | 80,293,000 | 81,565,000 |
| Total loans | 69,389,000 | 65,890,000 | 66,440,000 | 66,488,000 |
| Allowance for loan losses | 1,245,000 | 1,296,000 | 1,378,000 | 1,076,000 |
| Securities available for sale | 5,474,000 | 5,774,000 | 5,747,000 | 6,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,273,000 | 68,881,000 | 67,065,000 | 68,145,000 |
| Interest-bearing deposits | 52,449,000 | 52,216,000 | 51,309,000 | 53,473,000 |
| Noninterest-bearing deposits | 14,824,000 | 16,665,000 | 15,756,000 | 14,672,000 |
| Equity capital | 10,303,000 | 10,275,000 | 10,548,000 | 10,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,710,000 | 4,110,000 | 5,467,000 |
| Interest expense | 436,000 | 838,000 | 1,240,000 | 1,623,000 |
| Net interest income | 988,000 | 1,872,000 | 2,870,000 | 3,844,000 |
| Noninterest income | 87,000 | 181,000 | 255,000 | 346,000 |
| Noninterest expense | 648,000 | 1,291,000 | 1,977,000 | 2,673,000 |
| Provision for loan losses | 90,000 | 265,000 | 346,000 | 436,000 |
| Pretax income | 354,000 | 514,000 | 780,000 | 1,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 514,000 | 780,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,649,000 | 10,578,000 | 10,725,000 | 11,005,000 |