Call reports 2023
BANK OF ONTARIO — 2023
What BANK OF ONTARIO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 79,868,000 | 77,409,000 | 80,905,000 | 80,614,000 |
| Total loans | 69,470,000 | 70,123,000 | 70,659,000 | 70,580,000 |
| Allowance for loan losses | 1,100,000 | 1,119,000 | 1,155,000 | 1,151,000 |
| Securities available for sale | 5,206,000 | 5,083,000 | 4,804,000 | 4,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,004,000 | 62,412,000 | 65,666,000 | 64,782,000 |
| Interest-bearing deposits | 50,514,000 | 47,961,000 | 50,860,000 | 49,373,000 |
| Noninterest-bearing deposits | 14,490,000 | 14,451,000 | 14,806,000 | 15,409,000 |
| Equity capital | 8,019,000 | 8,138,000 | 8,305,000 | 8,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,346,000 | 3,720,000 | 5,102,000 |
| Interest expense | 234,000 | 574,000 | 969,000 | 1,396,000 |
| Net interest income | 858,000 | 1,772,000 | 2,751,000 | 3,706,000 |
| Noninterest income | 65,000 | 149,000 | 239,000 | 326,000 |
| Noninterest expense | 574,000 | 1,106,000 | 1,642,000 | 2,221,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 377,000 | 814,000 | 1,320,000 | 1,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 377,000 | 814,000 | 1,320,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,332,000 | 8,511,000 | 8,881,000 | 9,165,000 |