Call reports 2022
BANK OF ONTARIO — 2022
What BANK OF ONTARIO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 69,202,000 | 69,192,000 | 73,302,000 | 78,283,000 |
| Total loans | 58,825,000 | 60,888,000 | 64,426,000 | 68,408,000 |
| Allowance for loan losses | 978,000 | 1,011,000 | 1,045,000 | 1,066,000 |
| Securities available for sale | 5,766,000 | 5,513,000 | 5,195,000 | 5,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,542,000 | 55,121,000 | 58,187,000 | 62,711,000 |
| Interest-bearing deposits | 42,908,000 | 40,680,000 | 44,172,000 | 47,875,000 |
| Noninterest-bearing deposits | 13,634,000 | 14,441,000 | 14,015,000 | 14,836,000 |
| Equity capital | 7,248,000 | 7,263,000 | 7,464,000 | 7,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 1,764,000 | 2,718,000 | 3,810,000 |
| Interest expense | 67,000 | 137,000 | 237,000 | 427,000 |
| Net interest income | 775,000 | 1,627,000 | 2,481,000 | 3,383,000 |
| Noninterest income | 41,000 | 107,000 | 182,000 | 260,000 |
| Noninterest expense | 522,000 | 1,052,000 | 1,563,000 | 2,064,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 265,000 | 619,000 | 1,012,000 | 1,458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 619,000 | 1,012,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,450,000 | 7,613,000 | 8,006,000 | 8,098,000 |