Call reports 2021
BANK OF ONTARIO — 2021
What BANK OF ONTARIO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 64,032,000 | 66,112,000 | 65,549,000 | 68,600,000 |
| Total loans | 52,738,000 | 55,381,000 | 55,385,000 | 57,413,000 |
| Allowance for loan losses | 918,000 | 951,000 | 986,000 | 956,000 |
| Securities available for sale | 5,390,000 | 5,937,000 | 5,814,000 | 5,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,524,000 | 53,613,000 | 53,744,000 | 54,746,000 |
| Interest-bearing deposits | 41,371,000 | 40,385,000 | 41,563,000 | 41,961,000 |
| Noninterest-bearing deposits | 13,153,000 | 13,228,000 | 12,181,000 | 12,785,000 |
| Equity capital | 7,100,000 | 7,102,000 | 7,370,000 | 7,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,755,000 | 2,575,000 | 3,480,000 |
| Interest expense | 91,000 | 168,000 | 244,000 | 318,000 |
| Net interest income | 785,000 | 1,587,000 | 2,331,000 | 3,162,000 |
| Noninterest income | 61,000 | 106,000 | 167,000 | 223,000 |
| Noninterest expense | 541,000 | 1,060,000 | 1,560,000 | 2,077,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 260,000 | 559,000 | 835,000 | 1,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 559,000 | 835,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,007,000 | 6,968,000 | 7,243,000 | 7,305,000 |