Call reports 2020
BANK OF ONTARIO — 2020
What BANK OF ONTARIO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 47,911,000 | 50,623,000 | 54,439,000 | 60,451,000 |
| Total loans | 40,323,000 | 43,669,000 | 46,499,000 | 50,343,000 |
| Allowance for loan losses | 716,000 | 796,000 | 837,000 | 879,000 |
| Securities available for sale | 4,794,000 | 4,742,000 | 4,670,000 | 5,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,347,000 | 43,132,000 | 44,681,000 | 49,196,000 |
| Interest-bearing deposits | 30,674,000 | 32,174,000 | 33,515,000 | 37,453,000 |
| Noninterest-bearing deposits | 8,673,000 | 10,958,000 | 11,166,000 | 11,743,000 |
| Equity capital | 6,192,000 | 6,110,000 | 6,245,000 | 6,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,276,000 | 1,964,000 | 2,733,000 |
| Interest expense | 125,000 | 236,000 | 335,000 | 450,000 |
| Net interest income | 565,000 | 1,040,000 | 1,629,000 | 2,283,000 |
| Noninterest income | 41,000 | 74,000 | 129,000 | 182,000 |
| Noninterest expense | 480,000 | 901,000 | 1,355,000 | 1,741,000 |
| Provision for loan losses | 243,000 | 322,000 | 352,000 | 382,000 |
| Pretax income | -117,000 | -107,000 | 49,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -117,000 | -107,000 | 49,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,136,000 | 6,038,000 | 6,163,000 | 6,753,000 |
| Total capital | 6,521,000 | — | — | — |
| Risk-weighted assets | 30,533,000 | — | — | — |