Call reports 2019
BANK OF ONTARIO — 2019
What BANK OF ONTARIO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,257,000 | 51,558,000 | 50,312,000 | 49,173,000 |
| Total loans | 37,247,000 | 39,974,000 | 42,031,000 | 40,086,000 |
| Allowance for loan losses | 611,000 | 639,000 | 663,000 | 686,000 |
| Securities available for sale | 8,961,000 | 8,919,000 | 5,150,000 | 4,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,119,000 | 38,771,000 | 37,308,000 | 40,537,000 |
| Interest-bearing deposits | 30,565,000 | 31,254,000 | 29,863,000 | 32,203,000 |
| Noninterest-bearing deposits | 7,554,000 | 7,517,000 | 7,445,000 | 8,334,000 |
| Equity capital | 5,759,000 | 6,053,000 | 6,233,000 | 6,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,355,000 | 2,144,000 | 2,849,000 |
| Interest expense | 138,000 | 262,000 | 407,000 | 548,000 |
| Net interest income | 485,000 | 1,093,000 | 1,737,000 | 2,301,000 |
| Noninterest income | 46,000 | 89,000 | 125,000 | 196,000 |
| Noninterest expense | 323,000 | 648,000 | 994,000 | 1,398,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 186,000 | 480,000 | 981,000 | 1,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 480,000 | 981,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,804,000 | 5,970,000 | 6,222,000 | 6,257,000 |
| Total capital | 6,173,000 | 6,315,000 | 6,559,000 | 6,648,000 |
| Risk-weighted assets | 29,261,000 | 27,253,000 | 26,551,000 | 30,902,000 |