Call reports 2018
BANK OF ONTARIO — 2018
What BANK OF ONTARIO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 41,267,000 | 49,926,000 | 49,336,000 | 49,826,000 |
| Total loans | 32,454,000 | 36,344,000 | 36,958,000 | 37,629,000 |
| Allowance for loan losses | 541,000 | 564,000 | 580,000 | 590,000 |
| Securities available for sale | 4,234,000 | 9,172,000 | 8,890,000 | 8,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,665,000 | 38,642,000 | 38,126,000 | 39,009,000 |
| Interest-bearing deposits | 27,768,000 | 31,576,000 | 31,305,000 | 31,421,000 |
| Noninterest-bearing deposits | 6,897,000 | 7,066,000 | 6,821,000 | 7,588,000 |
| Equity capital | 5,312,000 | 5,394,000 | 5,301,000 | 5,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,168,000 | 1,834,000 | 2,490,000 |
| Interest expense | 66,000 | 150,000 | 281,000 | 418,000 |
| Net interest income | 492,000 | 1,018,000 | 1,553,000 | 2,072,000 |
| Noninterest income | 50,000 | 86,000 | 150,000 | 208,000 |
| Noninterest expense | 316,000 | 650,000 | 969,000 | 1,324,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 203,000 | 409,000 | 667,000 | 866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 409,000 | 667,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,425,000 | 5,555,000 | 5,584,000 | 5,620,000 |
| Total capital | 5,746,000 | 5,956,000 | 5,899,000 | 5,989,000 |
| Risk-weighted assets | 25,364,000 | 31,810,000 | 24,876,000 | 29,237,000 |