Call reports 2016
BANK OF ONTARIO — 2016
What BANK OF ONTARIO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 39,365,000 | 38,658,000 | 38,372,000 | 39,477,000 |
| Total loans | 29,026,000 | 29,491,000 | 31,209,000 | 30,509,000 |
| Allowance for loan losses | 499,000 | 360,000 | 447,000 | 475,000 |
| Securities available for sale | 1,103,000 | 1,061,000 | 997,000 | 971,000 |
| Securities held to maturity | 1,217,000 | 1,213,000 | 1,210,000 | 1,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,174,000 | 33,396,000 | 33,258,000 | 34,310,000 |
| Interest-bearing deposits | 27,923,000 | 27,484,000 | 27,580,000 | 27,651,000 |
| Noninterest-bearing deposits | 6,251,000 | 5,912,000 | 5,678,000 | 6,659,000 |
| Equity capital | 4,942,000 | 4,991,000 | 4,844,000 | 4,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,012,000 | 1,523,000 | 2,051,000 |
| Interest expense | 61,000 | 122,000 | 185,000 | 250,000 |
| Net interest income | 437,000 | 890,000 | 1,338,000 | 1,801,000 |
| Noninterest income | 54,000 | 79,000 | 118,000 | 171,000 |
| Noninterest expense | 311,000 | 674,000 | 982,000 | 1,314,000 |
| Provision for loan losses | 15,000 | 30,000 | 100,000 | 133,000 |
| Pretax income | 165,000 | 265,000 | 374,000 | 525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 265,000 | 374,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,947,000 | 5,004,000 | 4,860,000 | 4,894,000 |
| Total capital | 5,243,000 | 5,305,000 | 5,155,000 | 5,186,000 |
| Risk-weighted assets | 23,522,000 | 24,046,000 | 23,491,000 | 23,105,000 |