Call reports 2015
BANK OF ONTARIO — 2015
What BANK OF ONTARIO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,974,000 | 36,283,000 | 37,061,000 | 38,774,000 |
| Total loans | 23,948,000 | 27,278,000 | 27,937,000 | 28,307,000 |
| Allowance for loan losses | 510,000 | 521,000 | 530,000 | 514,000 |
| Securities available for sale | 1,287,000 | 1,214,000 | 1,181,000 | 1,162,000 |
| Securities held to maturity | 1,231,000 | 1,228,000 | 1,224,000 | 1,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,047,000 | 31,327,000 | 31,984,000 | 33,743,000 |
| Interest-bearing deposits | 26,829,000 | 26,042,000 | 26,313,000 | 27,333,000 |
| Noninterest-bearing deposits | 5,218,000 | 5,285,000 | 5,671,000 | 6,410,000 |
| Equity capital | 4,633,000 | 4,683,000 | 4,813,000 | 4,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 900,000 | 1,400,000 | 1,908,000 |
| Interest expense | 60,000 | 119,000 | 179,000 | 242,000 |
| Net interest income | 346,000 | 781,000 | 1,221,000 | 1,666,000 |
| Noninterest income | 37,000 | 84,000 | 124,000 | 112,000 |
| Noninterest expense | 345,000 | 684,000 | 1,023,000 | 1,368,000 |
| Provision for loan losses | 15,000 | 25,000 | 35,000 | 50,000 |
| Pretax income | 23,000 | 156,000 | 287,000 | 360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 156,000 | 287,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,640,000 | 4,688,000 | 4,820,000 | 4,782,000 |
| Total capital | 4,906,000 | 4,988,000 | 5,132,000 | 5,071,000 |
| Risk-weighted assets | 21,083,000 | 23,809,000 | 24,742,000 | 22,964,000 |