Call reports 2014
BANK OF ONTARIO — 2014
What BANK OF ONTARIO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,208,000 | 35,959,000 | 35,563,000 | 36,066,000 |
| Total loans | 24,484,000 | 24,146,000 | 22,779,000 | 22,492,000 |
| Allowance for loan losses | 467,000 | 501,000 | 532,000 | 522,000 |
| Securities available for sale | 1,469,000 | 1,380,000 | 1,357,000 | 1,312,000 |
| Securities held to maturity | 1,253,000 | 1,242,000 | 1,238,000 | 1,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,498,000 | 31,172,000 | 30,711,000 | 31,159,000 |
| Interest-bearing deposits | 26,735,000 | 26,338,000 | 26,079,000 | 26,004,000 |
| Noninterest-bearing deposits | 4,763,000 | 4,834,000 | 4,632,000 | 5,155,000 |
| Equity capital | 4,135,000 | 4,223,000 | 4,335,000 | 4,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 904,000 | 1,371,000 | 1,800,000 |
| Interest expense | 72,000 | 140,000 | 206,000 | 272,000 |
| Net interest income | 376,000 | 764,000 | 1,165,000 | 1,528,000 |
| Noninterest income | 55,000 | 105,000 | 148,000 | 218,000 |
| Noninterest expense | 364,000 | 630,000 | 978,000 | 1,343,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 105,000 |
| Pretax income | 42,000 | 176,000 | 242,000 | 290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 176,000 | 242,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,141,000 | 4,230,000 | 4,341,000 | 4,390,000 |
| Total capital | 4,396,000 | 4,485,000 | 4,584,000 | 4,634,000 |
| Risk-weighted assets | 20,152,000 | 20,135,000 | 19,161,000 | 19,250,000 |