Call reports 2013
BANK OF ONTARIO — 2013
What BANK OF ONTARIO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,300,000 | 36,271,000 | 35,375,000 | 36,229,000 |
| Total loans | 24,937,000 | 24,628,000 | 24,965,000 | 24,861,000 |
| Allowance for loan losses | 546,000 | 537,000 | 530,000 | 477,000 |
| Securities available for sale | 1,718,000 | 1,687,000 | 1,585,000 | 1,518,000 |
| Securities held to maturity | 1,275,000 | 1,264,000 | 1,340,000 | 1,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,678,000 | 31,794,000 | 30,782,000 | 31,554,000 |
| Interest-bearing deposits | 26,827,000 | 27,237,000 | 26,804,000 | 27,099,000 |
| Noninterest-bearing deposits | 4,851,000 | 4,557,000 | 3,978,000 | 4,455,000 |
| Equity capital | 4,057,000 | 3,896,000 | 4,003,000 | 4,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 881,000 | 1,353,000 | 1,846,000 |
| Interest expense | 76,000 | 157,000 | 238,000 | 319,000 |
| Net interest income | 377,000 | 724,000 | 1,115,000 | 1,527,000 |
| Noninterest income | 33,000 | 90,000 | 160,000 | 228,000 |
| Noninterest expense | 293,000 | 609,000 | 908,000 | 1,240,000 |
| Provision for loan losses | 2,000 | 12,000 | 35,000 | 57,000 |
| Pretax income | 115,000 | 193,000 | 308,000 | 434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 193,000 | 308,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,049,000 | 3,874,000 | 3,989,000 | 4,085,000 |
| Total capital | 4,312,000 | 4,138,000 | 4,248,000 | 4,344,000 |
| Risk-weighted assets | 20,781,000 | 20,848,000 | 20,486,000 | 20,489,000 |