Call reports 2012
BANK OF ONTARIO — 2012
What BANK OF ONTARIO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,467,000 | 34,334,000 | 34,027,000 | 35,740,000 |
| Total loans | 26,794,000 | 26,609,000 | 26,786,000 | 25,992,000 |
| Allowance for loan losses | 566,000 | 586,000 | 588,000 | 579,000 |
| Securities available for sale | 0 | 788,000 | 744,000 | 717,000 |
| Securities held to maturity | 230,000 | 230,000 | 230,000 | 230,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,975,000 | 29,709,000 | 29,732,000 | 31,230,000 |
| Interest-bearing deposits | 25,238,000 | 25,431,000 | 25,477,000 | 26,410,000 |
| Noninterest-bearing deposits | 3,737,000 | 4,278,000 | 4,255,000 | 4,820,000 |
| Equity capital | 3,909,000 | 4,042,000 | 3,717,000 | 3,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 998,000 | 1,516,000 | 2,039,000 |
| Interest expense | 88,000 | 176,000 | 261,000 | 348,000 |
| Net interest income | 420,000 | 822,000 | 1,255,000 | 1,691,000 |
| Noninterest income | 49,000 | 105,000 | 159,000 | 228,000 |
| Noninterest expense | 309,000 | 604,000 | 893,000 | 1,175,000 |
| Provision for loan losses | 21,000 | 42,000 | 44,000 | 45,000 |
| Pretax income | 139,000 | 281,000 | 477,000 | 699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 281,000 | 477,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,909,000 | 4,042,000 | 3,717,000 | 3,939,000 |
| Total capital | 4,186,000 | 4,318,000 | 3,992,000 | 4,210,000 |
| Risk-weighted assets | 21,848,000 | 21,739,000 | 21,728,000 | 21,399,000 |