Call reports 2010
BANK OF ONTARIO — 2010
What BANK OF ONTARIO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,836,000 | 31,472,000 | 31,043,000 | 32,694,000 |
| Total loans | 27,839,000 | 27,658,000 | 26,748,000 | 27,088,000 |
| Allowance for loan losses | 529,000 | 537,000 | 565,000 | 547,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 95,000 | 95,000 | 235,000 | 485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,309,000 | 27,787,000 | 27,159,000 | 28,725,000 |
| Interest-bearing deposits | 23,397,000 | 24,104,000 | 23,666,000 | 24,592,000 |
| Noninterest-bearing deposits | 3,912,000 | 3,683,000 | 3,493,000 | 4,133,000 |
| Equity capital | 2,980,000 | 3,147,000 | 3,359,000 | 3,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,098,000 | 1,660,000 | 2,194,000 |
| Interest expense | 121,000 | 245,000 | 370,000 | 488,000 |
| Net interest income | 427,000 | 853,000 | 1,290,000 | 1,706,000 |
| Noninterest income | 59,000 | 113,000 | 153,000 | 198,000 |
| Noninterest expense | 316,000 | 600,000 | 863,000 | 1,233,000 |
| Provision for loan losses | 27,000 | 56,000 | 84,000 | 112,000 |
| Pretax income | 143,000 | 310,000 | 496,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 310,000 | 496,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,980,000 | 3,147,000 | 3,359,000 | 3,422,000 |
| Total capital | 3,254,000 | 3,424,000 | 3,630,000 | 3,703,000 |
| Risk-weighted assets | 21,626,000 | 22,002,000 | 21,413,000 | 22,205,000 |