Call reports 2009
BANK OF ONTARIO — 2009
What BANK OF ONTARIO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,700,000 | 29,338,000 | 29,783,000 | 31,157,000 |
| Total loans | 27,532,000 | 27,266,000 | 27,556,000 | 27,416,000 |
| Allowance for loan losses | 490,000 | 509,000 | 528,000 | 508,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 105,000 | 105,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,303,000 | 25,928,000 | 26,352,000 | 27,673,000 |
| Interest-bearing deposits | 22,810,000 | 22,669,000 | 23,209,000 | 23,578,000 |
| Noninterest-bearing deposits | 3,493,000 | 3,259,000 | 3,143,000 | 4,095,000 |
| Equity capital | 2,687,000 | 2,831,000 | 2,845,000 | 2,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,091,000 | 1,636,000 | 2,176,000 |
| Interest expense | 161,000 | 312,000 | 448,000 | 577,000 |
| Net interest income | 379,000 | 779,000 | 1,188,000 | 1,599,000 |
| Noninterest income | 36,000 | 71,000 | 124,000 | 162,000 |
| Noninterest expense | 316,000 | 580,000 | 911,000 | 1,251,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 72,000 | 216,000 | 320,000 | 402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 216,000 | 320,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,687,000 | 2,831,000 | 2,845,000 | 2,927,000 |
| Total capital | 2,952,000 | 3,097,000 | 3,115,000 | 3,199,000 |
| Risk-weighted assets | 21,078,000 | 21,053,000 | 21,305,000 | 21,555,000 |