Call reports 2008
BANK OF ONTARIO — 2008
What BANK OF ONTARIO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,277,000 | 29,348,000 | 29,134,000 | 29,183,000 |
| Total loans | 25,649,000 | 25,877,000 | 25,914,000 | 26,601,000 |
| Allowance for loan losses | 425,000 | 445,000 | 458,000 | 470,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 425,000 | 370,000 | 170,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,988,000 | 26,118,000 | 25,838,000 | 25,853,000 |
| Interest-bearing deposits | 22,307,000 | 22,172,000 | 21,774,000 | 21,673,000 |
| Noninterest-bearing deposits | 4,681,000 | 3,946,000 | 4,064,000 | 4,180,000 |
| Equity capital | 2,566,000 | 2,489,000 | 2,525,000 | 2,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,062,000 | 1,628,000 | 2,192,000 |
| Interest expense | 204,000 | 397,000 | 573,000 | 753,000 |
| Net interest income | 332,000 | 665,000 | 1,055,000 | 1,439,000 |
| Noninterest income | 36,000 | 83,000 | 144,000 | 197,000 |
| Noninterest expense | 236,000 | 541,000 | 804,000 | 1,089,000 |
| Provision for loan losses | 15,000 | 42,000 | 69,000 | 96,000 |
| Pretax income | 117,000 | 165,000 | 326,000 | 451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 165,000 | 326,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,566,000 | 2,489,000 | 2,525,000 | 2,740,000 |
| Total capital | 2,834,000 | 2,752,000 | 2,787,000 | 3,003,000 |
| Risk-weighted assets | 21,313,000 | 20,875,000 | 20,804,000 | 20,795,000 |