Call reports 2007
BANK OF ONTARIO — 2007
What BANK OF ONTARIO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,175,000 | 27,282,000 | 27,986,000 | 29,235,000 |
| Total loans | 24,088,000 | 24,872,000 | 25,889,000 | 25,988,000 |
| Allowance for loan losses | 370,000 | 385,000 | 400,000 | 411,000 |
| Securities available for sale | 195,000 | 195,000 | 197,000 | 198,000 |
| Securities held to maturity | 425,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,106,000 | 24,069,000 | 24,656,000 | 25,971,000 |
| Interest-bearing deposits | 20,926,000 | 20,680,000 | 21,165,000 | 21,817,000 |
| Noninterest-bearing deposits | 3,180,000 | 3,389,000 | 3,491,000 | 4,154,000 |
| Equity capital | 2,443,000 | 2,496,000 | 2,571,000 | 2,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 996,000 | 1,565,000 | 2,088,000 |
| Interest expense | 184,000 | 373,000 | 565,000 | 775,000 |
| Net interest income | 301,000 | 623,000 | 1,000,000 | 1,313,000 |
| Noninterest income | 50,000 | 87,000 | 133,000 | 208,000 |
| Noninterest expense | 247,000 | 461,000 | 717,000 | 968,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 89,000 | 218,000 | 371,000 | 493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 218,000 | 371,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,443,000 | 2,496,000 | 2,574,000 | 2,572,000 |
| Total capital | 2,688,000 | 2,753,000 | 2,841,000 | 2,840,000 |
| Risk-weighted assets | 19,457,000 | 20,432,000 | 21,210,000 | 21,330,000 |