Call reports 2006
BANK OF ONTARIO — 2006
What BANK OF ONTARIO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,313,000 | 26,900,000 | 26,675,000 | 28,010,000 |
| Total loans | 22,491,000 | 22,556,000 | 23,186,000 | 23,455,000 |
| Allowance for loan losses | 322,000 | 332,000 | 347,000 | 354,000 |
| Securities available for sale | 510,000 | 510,000 | 515,000 | 518,000 |
| Securities held to maturity | 1,385,000 | 1,130,000 | 930,000 | 630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,257,000 | 23,914,000 | 23,591,000 | 24,820,000 |
| Interest-bearing deposits | 21,672,000 | 20,590,000 | 20,274,000 | 21,176,000 |
| Noninterest-bearing deposits | 3,585,000 | 3,324,000 | 3,317,000 | 3,644,000 |
| Equity capital | 2,466,000 | 2,360,000 | 2,403,000 | 2,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 970,000 | 1,472,000 | 1,997,000 |
| Interest expense | 158,000 | 317,000 | 493,000 | 680,000 |
| Net interest income | 327,000 | 653,000 | 979,000 | 1,317,000 |
| Noninterest income | 28,000 | 67,000 | 109,000 | 155,000 |
| Noninterest expense | 226,000 | 479,000 | 711,000 | 982,000 |
| Provision for loan losses | 12,000 | 23,000 | 36,000 | 52,000 |
| Pretax income | 120,000 | 218,000 | 341,000 | 438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 218,000 | 341,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,451,000 | 2,360,000 | 2,403,000 | 2,500,000 |
| Total capital | 2,689,000 | 2,596,000 | 2,639,000 | 2,743,000 |
| Risk-weighted assets | 18,991,000 | 18,805,000 | 18,776,000 | 19,325,000 |