Call reports 2005
BANK OF ONTARIO — 2005
What BANK OF ONTARIO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 27,075,000 | 27,077,000 | 26,087,000 | 27,987,000 |
| Total loans | 21,362,000 | 22,110,000 | 22,307,000 | 22,320,000 |
| Allowance for loan losses | 308,000 | 329,000 | 329,000 | 327,000 |
| Securities available for sale | 509,000 | 515,000 | 511,000 | 510,000 |
| Securities held to maturity | 1,586,000 | 1,586,000 | 1,586,000 | 1,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,311,000 | 24,240,000 | 23,062,000 | 24,888,000 |
| Interest-bearing deposits | 20,874,000 | 20,727,000 | 19,841,000 | 21,077,000 |
| Noninterest-bearing deposits | 3,437,000 | 3,513,000 | 3,221,000 | 3,811,000 |
| Equity capital | 2,253,000 | 2,313,000 | 2,444,000 | 2,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 915,000 | 1,386,000 | 1,889,000 |
| Interest expense | 101,000 | 225,000 | 354,000 | 502,000 |
| Net interest income | 353,000 | 690,000 | 1,032,000 | 1,387,000 |
| Noninterest income | 27,000 | 59,000 | 115,000 | 153,000 |
| Noninterest expense | 240,000 | 469,000 | 701,000 | 947,000 |
| Provision for loan losses | 11,000 | 32,000 | 43,000 | 53,000 |
| Pretax income | 129,000 | 248,000 | 403,000 | 540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 248,000 | 403,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,269,000 | 2,323,000 | 2,478,000 | 2,516,000 |
| Total capital | 2,493,000 | 2,554,000 | 2,708,000 | 2,751,000 |
| Risk-weighted assets | 17,854,000 | 18,379,000 | 18,307,000 | 18,690,000 |