Call reports 2004
BANK OF ONTARIO — 2004
What BANK OF ONTARIO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,213,000 | 25,830,000 | 25,517,000 | 25,683,000 |
| Total loans | 19,307,000 | 20,855,000 | 21,168,000 | 21,122,000 |
| Allowance for loan losses | 288,000 | 300,000 | 255,000 | 268,000 |
| Securities available for sale | 528,000 | 512,000 | 521,000 | 516,000 |
| Securities held to maturity | 1,050,000 | 1,587,000 | 1,587,000 | 1,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,682,000 | 23,306,000 | 22,804,000 | 23,004,000 |
| Interest-bearing deposits | 18,848,000 | 19,952,000 | 19,144,000 | 19,386,000 |
| Noninterest-bearing deposits | 2,834,000 | 3,354,000 | 3,660,000 | 3,618,000 |
| Equity capital | 2,056,000 | 2,060,000 | 2,222,000 | 2,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 844,000 | 1,289,000 | 1,714,000 |
| Interest expense | 111,000 | 220,000 | 327,000 | 441,000 |
| Net interest income | 301,000 | 624,000 | 962,000 | 1,273,000 |
| Noninterest income | 23,000 | 50,000 | 84,000 | 128,000 |
| Noninterest expense | 262,000 | 475,000 | 684,000 | 904,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 28,000 |
| Pretax income | 56,000 | 174,000 | 340,000 | 474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 174,000 | 340,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,056,000 | 2,073,000 | 2,226,000 | 2,199,000 |
| Total capital | 2,260,000 | 2,291,000 | 2,447,000 | 2,422,000 |
| Risk-weighted assets | 16,224,000 | 17,322,000 | 17,619,000 | 17,791,000 |