Call reports 2003
BANK OF ONTARIO — 2003
What BANK OF ONTARIO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,396,000 | 24,410,000 | 23,976,000 | 24,270,000 |
| Total loans | 18,906,000 | 19,732,000 | 19,590,000 | 18,951,000 |
| Allowance for loan losses | 258,000 | 264,000 | 270,000 | 287,000 |
| Securities available for sale | 200,000 | 0 | 396,000 | 324,000 |
| Securities held to maturity | 1,254,000 | 854,000 | 1,054,000 | 1,054,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,790,000 | 21,966,000 | 21,394,000 | 21,579,000 |
| Interest-bearing deposits | 19,730,000 | 19,547,000 | 19,041,000 | 18,933,000 |
| Noninterest-bearing deposits | 2,060,000 | 2,419,000 | 2,353,000 | 2,646,000 |
| Equity capital | 1,987,000 | 1,905,000 | 2,046,000 | 2,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 871,000 | 1,328,000 | 1,761,000 |
| Interest expense | 150,000 | 292,000 | 418,000 | 537,000 |
| Net interest income | 274,000 | 579,000 | 910,000 | 1,224,000 |
| Noninterest income | 23,000 | 51,000 | 95,000 | 149,000 |
| Noninterest expense | 232,000 | 466,000 | 655,000 | 885,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 25,000 |
| Pretax income | 59,000 | 152,000 | 329,000 | 463,000 |
| Income tax | 15,000 | 190,000 | 226,000 | 176,000 |
| Net income | 44,000 | -38,000 | 103,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,987,000 | 1,905,000 | 2,049,000 | 2,155,000 |
| Total capital | 2,193,000 | 2,114,000 | 2,254,000 | 2,355,000 |
| Risk-weighted assets | 16,454,000 | 16,453,000 | 16,359,000 | 15,924,000 |