Call reports 2002
BANK OF ONTARIO — 2002
What BANK OF ONTARIO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,992,000 | 24,190,000 | 23,853,000 | 24,438,000 |
| Total loans | 18,759,000 | 19,763,000 | 20,238,000 | 19,877,000 |
| Allowance for loan losses | 251,000 | 249,000 | 245,000 | 249,000 |
| Securities available for sale | 201,000 | 0 | 0 | 0 |
| Securities held to maturity | 1,510,000 | 1,509,000 | 1,509,000 | 1,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,702,000 | 21,794,000 | 21,365,000 | 21,899,000 |
| Interest-bearing deposits | 19,650,000 | 19,504,000 | 19,024,000 | 19,337,000 |
| Noninterest-bearing deposits | 2,052,000 | 2,290,000 | 2,341,000 | 2,562,000 |
| Equity capital | 1,746,000 | 1,830,000 | 1,879,000 | 1,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 905,000 | 1,372,000 | 1,847,000 |
| Interest expense | 192,000 | 380,000 | 565,000 | 727,000 |
| Net interest income | 252,000 | 525,000 | 807,000 | 1,120,000 |
| Noninterest income | 25,000 | 54,000 | 84,000 | 125,000 |
| Noninterest expense | 221,000 | 402,000 | 623,000 | 848,000 |
| Provision for loan losses | 5,000 | 11,000 | 6,000 | 13,000 |
| Pretax income | 51,000 | 166,000 | 262,000 | 384,000 |
| Income tax | 13,000 | 44,000 | 91,000 | 134,000 |
| Net income | 38,000 | 122,000 | 171,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,745,000 | 1,830,000 | 1,879,000 | 1,957,000 |
| Total capital | 1,955,000 | 2,047,000 | 2,098,000 | 2,174,000 |
| Risk-weighted assets | 16,741,000 | 17,319,000 | 17,511,000 | 17,315,000 |