Call reports 2001
BANK OF ONTARIO — 2001
What BANK OF ONTARIO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,884,000 | 21,728,000 | 22,447,000 | 23,803,000 |
| Total loans | 16,336,000 | 17,431,000 | 18,481,000 | 18,669,000 |
| Allowance for loan losses | 322,000 | 337,000 | 303,000 | 301,000 |
| Securities available for sale | 904,000 | 705,000 | 711,000 | 705,000 |
| Securities held to maturity | 906,000 | 1,406,000 | 1,606,000 | 1,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,664,000 | 19,480,000 | 20,039,000 | 21,400,000 |
| Interest-bearing deposits | 16,369,000 | 17,269,000 | 18,003,000 | 19,209,000 |
| Noninterest-bearing deposits | 2,295,000 | 2,211,000 | 2,036,000 | 2,191,000 |
| Equity capital | 1,714,000 | 1,739,000 | 1,837,000 | 1,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 906,000 | 1,365,000 | 1,853,000 |
| Interest expense | 211,000 | 428,000 | 639,000 | 855,000 |
| Net interest income | 246,000 | 478,000 | 726,000 | 998,000 |
| Noninterest income | 28,000 | 58,000 | 90,000 | 136,000 |
| Noninterest expense | 203,000 | 400,000 | 594,000 | 815,000 |
| Provision for loan losses | 15,000 | 30,000 | 0 | 2,000 |
| Pretax income | 56,000 | 106,000 | 222,000 | 317,000 |
| Income tax | 13,000 | 38,000 | 64,000 | 111,000 |
| Net income | 43,000 | 68,000 | 158,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,710,000 | 1,739,000 | 1,830,000 | 1,708,000 |
| Total capital | 1,895,000 | 1,936,000 | 2,037,000 | 1,916,000 |
| Risk-weighted assets | 14,652,000 | 15,617,000 | 16,428,000 | 16,580,000 |