Call reports 2026
BNC NATIONAL BANK — 2026
What BNC NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,061,418,000 | 1,045,071,000 |
| Total loans | 734,622,000 | 730,151,000 |
| Allowance for loan losses | 8,635,000 | 8,612,000 |
| Securities available for sale | 111,054,000 | 105,394,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 938,240,000 | 915,777,000 |
| Interest-bearing deposits | 763,530,000 | 726,560,000 |
| Noninterest-bearing deposits | 174,710,000 | 189,217,000 |
| Equity capital | 117,805,000 | 120,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,913,000 | 27,463,000 |
| Interest expense | 4,505,000 | 8,408,000 |
| Net interest income | 9,408,000 | 19,055,000 |
| Noninterest income | 1,507,000 | 3,086,000 |
| Noninterest expense | 6,872,000 | 13,743,000 |
| Provision for loan losses | 372,000 | 522,000 |
| Pretax income | 3,658,000 | 7,888,000 |
| Income tax | 841,000 | 1,814,000 |
| Net income | 2,817,000 | 6,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 122,879,000 | 126,136,000 |
| Total capital | 131,642,000 | 134,851,000 |
| Risk-weighted assets | 864,057,000 | 848,543,000 |