Call report 2025Q4
BNC NATIONAL BANK — 2025Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,098,773,000 | USD | evidence → |
| Total loans | 738,700,000 | USD | evidence → |
| Allowance for loan losses | 10,318,000 | USD | evidence → |
| Securities available for sale | 114,670,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 977,765,000 | USD | evidence → |
| Interest-bearing deposits | 800,150,000 | USD | evidence → |
| Noninterest-bearing deposits | 177,615,000 | USD | evidence → |
| Equity capital | 115,083,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 51,491,000 | USD | evidence → |
| Interest expense | 16,487,000 | USD | evidence → |
| Net interest income | 35,004,000 | USD | evidence → |
| Noninterest income | 6,036,000 | USD | evidence → |
| Noninterest expense | 26,490,000 | USD | evidence → |
| Provision for loan losses | 1,645,000 | USD | evidence → |
| Pretax income | 12,955,000 | USD | evidence → |
| Income tax | 3,047,000 | USD | evidence → |
| Net income | 9,908,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,062,000 | USD | evidence → |
| Total capital | 130,495,000 | USD | evidence → |
| Risk-weighted assets | 859,021,000 | USD | evidence → |
Machine access — free, no API key
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