Call report 2021Q4
BNC NATIONAL BANK — 2021Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,046,501,000 | USD | evidence → |
| Total loans | 610,716,000 | USD | evidence → |
| Allowance for loan losses | 9,080,000 | USD | evidence → |
| Securities available for sale | 208,978,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 917,896,000 | USD | evidence → |
| Interest-bearing deposits | 731,255,000 | USD | evidence → |
| Noninterest-bearing deposits | 186,641,000 | USD | evidence → |
| Equity capital | 118,256,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,470,000 | USD | evidence → |
| Interest expense | 1,935,000 | USD | evidence → |
| Net interest income | 31,535,000 | USD | evidence → |
| Noninterest income | 44,983,000 | USD | evidence → |
| Noninterest expense | 47,320,000 | USD | evidence → |
| Provision for loan losses | -350,000 | USD | evidence → |
| Pretax income | 29,548,000 | USD | evidence → |
| Income tax | 6,973,000 | USD | evidence → |
| Net income | 22,575,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 114,626,000 | USD | evidence → |
| Total capital | 123,051,000 | USD | evidence → |
| Risk-weighted assets | 673,345,000 | USD | evidence → |