Call report 2020Q4
BNC NATIONAL BANK — 2020Q4
The 22 measures BNC NATIONAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,072,775,000 | USD | evidence → |
| Total loans | 820,974,000 | USD | evidence → |
| Allowance for loan losses | 10,324,000 | USD | evidence → |
| Securities available for sale | 183,717,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 889,768,000 | USD | evidence → |
| Interest-bearing deposits | 722,026,000 | USD | evidence → |
| Noninterest-bearing deposits | 167,742,000 | USD | evidence → |
| Equity capital | 124,709,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,563,000 | USD | evidence → |
| Interest expense | 3,913,000 | USD | evidence → |
| Net interest income | 32,650,000 | USD | evidence → |
| Noninterest income | 85,032,000 | USD | evidence → |
| Noninterest expense | 55,763,000 | USD | evidence → |
| Provision for loan losses | 2,670,000 | USD | evidence → |
| Pretax income | 60,377,000 | USD | evidence → |
| Income tax | 14,335,000 | USD | evidence → |
| Net income | 46,042,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 117,047,000 | USD | evidence → |
| Total capital | 126,516,000 | USD | evidence → |
| Risk-weighted assets | 756,676,000 | USD | evidence → |